Paraguay Retirement Residency · no minimum age Your retirement in Paraguay,
sunny days, a lighter mind.

You live on a foreign pension: get your Paraguay residency through the standard route, with no minimum age and no income threshold set by law. We handle the application, you enjoy far greater purchasing power.

See the packs See the criteria
4 months
Processing time
0%
Pension
0%
Inheritance
Permanent
Residency
€1,900
From
Retiree in Paraguay - pensionado residency
Thisma Amandine Viky Louis
Experts on hand
No minimum age
−30 to −40% cost of living
Spouse included
Retiring in Paraguay

Your pension, better spent.

You live on a foreign-source pension. Paraguay welcomes you through its standard route; the same residency as everyone else, with no dedicated retirement visa.

No minimum age, no income threshold set by law: residency is granted temporary first, then permanent, in a country where your purchasing power goes much further and taxation is among the mildest in the world.

TD
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MR

Joined by expat retirees

No minimum age, no legal threshold

Unlike many countries, the standard route requires no minimum age and no income threshold written into law. The term "pensionado" you often see quoted is a marketing label, not a legal category: the real route is standard residency, open to everyone.

Purchasing power that goes further

The cost of living is 30 to 40% lower than in France: your pension funds a more comfortable daily life. Subtropical climate (~23 °C average), country ranked 4th safest in South America, good private clinics.

Lasting residency & spouse included

temporary residency (temporary residence permit, up to 2 years) then permanent residency by change of category, with the cédula de identidad (Paraguayan ID card) valid for 10 years. Your spouse files a separate application in parallel, based on apostilled and translated civil-status documents.

Territorial taxation

0% on your foreign-source pension

Pension, dividends, capital gains, crypto gains of foreign source: 0%, whether remitted or not. No wealth tax, no inheritance tax, no gift tax.

0%
Foreign pension
0
Wealth / inheritance
23°
Average climate

On the Paraguayan side, your foreign-source pension is taxed at 0%. But let us be honest: there is no France-Paraguay tax treaty, so a Paraguayan certificate alone does not release you from French taxation. Depending on the type of pension (basic scheme, supplementary, public sector, private), part of it may remain taxable in France even after you leave; to be confirmed with an adviser. And administrative residency is not tax residency: without real presence (~120 days a year) or local income, a tax certificate is hard to defend. We prefer to say so plainly rather than promise you automatic tax exemption.

Eligibility

This route is right for you if...

What you are looking for

Retiring in the sun

Retired on a foreign pension, looking for a peaceful and affordable setting

A route with no age condition

No minimum age required, unlike many countries

Lasting residency

Temporary then permanent, with a cédula (Paraguayan ID card) valid for 10 years

Low taxation

0% on foreign-source pensions; no wealth tax and no inheritance duties

Bringing your spouse

Spouse and dependents: individual applications filed in parallel

Requirements

No legal threshold

No minimum age or income imposed by law

Income to evidence (in practice)

Bank statements + proof of regular income (pension, rent or dividends); ~USD 1,300/month is sometimes quoted, with no legal minimum

Apostilled documents

Birth certificate, criminal record certificate (home country); apostilled + translated into Spanish

Clean record & passport

Record valid 3 months + Interpol certificate + Paraguayan police; passport valid ≥ 6 months

To maintain afterwards

Permanent conversion filed 3 months before the 2-year mark; cédula renewed every 10 years

Check my eligibility

20-min discovery call • No commitment

Not (yet) retired?

Self-employed (business or investment income) Entrepreneur (set up a company in Paraguay) Living in Paraguay (overview)

Still earning business income (freelance, consulting) or living off your investments (trading, crypto, dividends)? The Self-Employed page covers that route. Residency remains the standard route in both cases; only the situation differs.

BlueVisa handles everything for you

Relocating is a complex process: documents, deadlines, multiple contacts. We take care of it all, and you follow progress in real time.

Live Demo
secure.bluevisa.com

Retiree timeline

Case #BV-2026-PY-187

65%

Apostilled file

Approved on 12 March

Residency filing (DNM)

In progress

The immigration authority (Dirección Nacional de Migraciones) is reviewing your residency application. Interpol certificate up to date.

3

Cédula (Paraguayan ID card) & settling in

Awaiting review

Agent
Sarah • Residency expert
Replies in < 5 min
Is my pension taxed in Paraguay?
In Paraguay, your foreign-source pension is taxed at 0%. On the French side it is more nuanced (no tax treaty); we map out your case together.
Sarah is typing...

Drop your documents

Passport, birth certificate, criminal record, proof of pension...

PDF
Passport_Final.pdf 100%

Settling in Paraguay in 6 steps

From preparing the documents to your permanent residency.

01
Weeks 0-4

Preparation & apostilles

From home. Three documents: birth certificate, criminal record certificate and proof of pension. We have them apostilled, then translated into Spanish.

BlueVisa expertise

We drive the apostilles and translations, and request the criminal record at the right moment: it is only valid for 3 months.

02
Weeks 4-6

Filing your residency (Asunción)

A single 3-4 day trip, and everything happens in one day: local record checks, filing at Migraciones, biometrics. You leave with the admisión precaria. The rest follows without coming back: everything is collected by power of attorney.

BlueVisa expertise

Application ready before departure, support on site throughout the trip.

03
Months 4-5

Temporary residency granted

About 3 months of waiting, then your temporary residence card (valid 2 years) is ready. No need to travel back: we collect it for you.

BlueVisa expertise

We track the file and answer the authorities on your behalf.

04
Months 5-6

ID card (cédula de identidad)

1.5 months later, you receive the cédula: the Paraguayan ID card, valid for 10 years. It unlocks everything: banking, tenancy, healthcare. Still without traveling back.

BlueVisa expertise

Follow-up until the card is handed over; about 6 months in total from the start of the file.

05
Months 6-7

Settling in & tax residency (optional)

Bank account, health cover and tax ID (RUC) included. From All Inclusive upwards, we support you towards the tax residency certificate; it assumes you genuinely live in Paraguay.

BlueVisa expertise

Account opening, healthcare introductions and tax certificate (All Inclusive and Strategic).

Permanent residency & peace of mind

Your life is in place. Around the 2-year mark, we file your switch to permanent residency: a single one-day return trip to Asunción. Spouse and dependents follow the same path.

BlueVisa expertise

Conversion, spouse and dependents, follow-up during the first year (All Inclusive).

Our Packages

Choose your level of support

From administrative residency to turnkey settling in, we stay with you at every step of your retirement.

Essential

1,900 €incl. VAT *

Temporary → permanent residency · Tax ID (RUC)

  • End-to-end file management by your expert
  • Your BlueVisa space to steer your whole relocation
  • Temporary residence card (up to 2 years)
  • Cédula (Paraguayan ID card)
  • Apostilles and sworn translations coordinated
  • Personal tax ID (RUC) included
  • Conversion to permanent residency (at ~24 months)
  • Relocation guides included
  • Access to the BlueVisa expat community
  • +€400 per dependent

Ideal for: Self-sufficient retirees

Popular

All Inclusive

2,800 €incl. VAT *

Temporary → permanent residency · Tax residency · Personal banking

  • Everything in the Essential pack, plus:
  • Tax residency certificate (DNIT)
  • Forms and documents pre-filled by BlueVisa (0 paperwork target)
  • Introduction to a partner accountant (external)
  • Personal bank account opening
  • Arrival concierge: help with school enrollment, basic logistics
  • Help finding housing and preparing your viewings
  • €120 per dependent (instead of €400)
  • Administrative follow-up during the first year

Ideal for: Retirees & Couples

Strategic

5,600 €incl. VAT *

All Inclusive + wealth advisory

  • Everything in the All Inclusive pack, plus:
  • Tailored tax advice (framing your exit from your current tax jurisdiction and your tax residency)
  • Strategy for realizing capital gains (crypto, equities, dividends)
  • Turnkey settling in: housing search, schooling, year-1 concierge
  • Introductions to our local experts (wealth, legal)

Ideal for: Wealth & premium relocation

Book a discovery call (Free)

We assess your situation and settle on the right pack and budget.

* Excluding Paraguayan government and administrative fees: budget approx. €900 in total (residence cards, cédula, apostilles and translations). Registering for the tax ID (RUC) is free.

Frequently Asked Questions

Is my retirement pension taxed in Paraguay?
In Paraguay, your foreign-source pension falls under territorial taxation: 0%, whether remitted or not. But be careful, it is more nuanced on the French side. There is no tax treaty between France and Paraguay: a Paraguayan residency certificate alone does not release you from French taxation. And depending on the type of pension (basic scheme, supplementary, public sector, private), part of it may remain taxable in France even after you leave. We stay cautious: we never promise automatic exemption of a French pension, and we point you to an adviser to confirm your specific case.
Is there a minimum age for this residency?
No, and that is a real difference from many countries. The standard route (Ley N° 6984/2022) sets no minimum age: no threshold of 50 or 55 as seen elsewhere. Whether you retire early or later, the same residency route is open to you, with no age condition.
Do I need to evidence a minimum income or pension?
Law 6984/2022 sets no legal income or pension threshold. The figure of about USD 1,300 per month sometimes quoted is not a codified requirement: it only serves as a benchmark to show your solvency in the file. In practice, you evidence regular income with bank statements and a proof of income, and it does not have to be a pension: rent or dividends work just as well. There is no minimum imposed by law. The "pensionado" label you often see quoted is a marketing name, not a legal category: the real route remains standard residency.
Does the cédula automatically give me tax residency?
No: administrative residency and tax residency are two different things. The cédula gives you resident status, but not the tax residency certificate (DNIT, RG 65/2020). For a retiree with no locally sourced income, that certificate does not rest on a local activity but on substantial presence (~120 days a year), a cédula and a tax ID (RUC). To be clear: the residence card, yes; but the tax certificate assumes real presence. Without presence or local income, tax residency is hard to defend. And with no France-Paraguay treaty, an effective departure from France (home, main stay, center of economic interests) remains necessary.
What if I have savings or crypto gains?
Your crypto holdings are welcome. Foreign-source gains are taxed at 0%, whether remitted or not, just like your dividends and capital gains. The only requirement is that they be traceable and of lawful origin (exchange statements, transaction history). Above USD 5,000/year of cumulative movements, there is a simple reporting obligation (not a tax) introduced by RG DNIT 47/26, with a first filing in March 2027; Paraguay remains outside CRS and CARF. We structure the file with you.
Can my spouse come with me?
Yes. Your spouse files their own residency application, in parallel with yours, on the basis of the family link (marriage certificate and civil-status documents apostilled and translated). They obtain residency in their own right. Support for your spouse and dependents remains available as an option (+€400 per person, reduced to €120 from the All Inclusive pack upwards).
How many trips to Paraguay, and do I need to be there?
A single trip covers the whole first phase: a stay of at least 3-4 days in Asunción, during which everything happens in one day (Interpol certificate and Paraguayan police record, filing with the immigration authority (Migraciones, DNM), identification appointment with biometrics); you leave with the admisión precaria. The temporary card arrives about 3 months later, then the cédula about 1.5 months after that; both can be collected without coming back (pick-up by power of attorney), so about 4 to 5 months between filing and the cédula. A one-day return trip to Asunción is then needed at around 1 year and 9 months for the switch to permanent residency (the conversion is filed 3 months before the 2-year deadline). Being on site also speeds up the tax residency file with the tax authority (DNIT). To keep temporary residency, you must not be away for more than 12 consecutive months. Finally, if you are aiming for real tax residency, substantial presence (~120 days a year) is expected.
What healthcare and cost-of-living budget should I plan for?
The cost of living in Paraguay is 30 to 40% lower than in France, which stretches the purchasing power of a pension. On healthcare, the country has good private clinics; for cover, budget international health insurance of about USD 150 to 300 per month depending on your age and the benefits. The climate is subtropical (~23 °C average) and the country is ranked 4th safest in South America. Note: there is no direct flight from CDG to Asunción (~14 to 17 h with a stopover).

Your retirement in Paraguay

No minimum age, no legal income threshold, taxation among the mildest in the world and straight talk on the tax side. We take care of everything, you enjoy an easier life.

0 minimum age
0% foreign pension
−30 to −40% cost of living
Book a discovery call (Free) See the packages

No commitment